Terms and Conditions
Current status
FireTerms is operated by Fire Terms LLC. This version supports browsing, listings, messages and proposals. Live payments, payouts, identity verification and final contract signing are not enabled. Accepting a proposal or reviewing a draft does not authorize a debit or create a signed installment agreement.
Marketplace and accounts
Buyers and sellers are responsible for accurate listings, authorized photos, truthful account information and lawful goods. Do not impersonate others, post unauthorized inventory, misuse messages or publish private information. FireTerms may restrict abusive accounts or prohibited listings. Browsing is available without an account.
Seller fees
Each successful payment processed through FireTerms carries a seller-paid fee equal to the greater of 9.5% of the payment or $1.99, calculated separately for each payment and rounded to cents. Stripe or another selected provider charges separate processing fees, also paid by the seller. Fees are deducted from proceeds, not added to the buyer’s agreed price. A $100 payment carries a $9.50 FireTerms fee; a $10 payment carries a $1.99 FireTerms fee. Seller proceeds are the payment less these fees and applicable processing fees. Processor pricing is not yet selected.
Cash purchases
Parties may arrange direct cash payment outside FireTerms without a FireTerms transaction fee. If they choose FireTerms checkout, the seller fee and separate processing fees apply to that payment.
Payments over time
Where available, sellers may agree to let buyers finish paying the purchase price over time at 0% interest. The seller decides whether to accept the terms. All down payments and installments must use approved FireTerms processing. Sellers must not redirect payments on a financed deal outside FireTerms. FireTerms does not advance the outstanding balance, insure the sale or guarantee repayment. If a buyer stops paying, Fire Terms LLC does not cover the unpaid balance. Consider that risk before agreeing.
Activation and contracts
Identity checks for both parties, seller processor onboarding, applicable reviewed contract terms, final disclosures, payment authorization and signatures must be completed before live financed deals are enabled. Public usernames are not proof of identity. Listings nationwide do not imply payment-plan availability nationwide. Vehicles currently do not qualify for FireTerms payment plans.
Returns, refunds and disputes
See the linked transaction policies. Statutory rights and processor dispute rights remain applicable. No live payments are accepted in this version. Final payment-specific refund, fee reversal and payout rules must be disclosed before payment processing is enabled.
Contact and changes
Contact robertmccoy711@gmail.com for support or policy questions. Policy version: October 1, 2026. Final transaction terms must be recorded when agreed; later policy or profile edits do not rewrite signed agreements.